随著大湾区日益发展，愈来愈多香港居民欲前往内地购买楼房以作自住或投资之用，或利用已持有的内地物业套取现金备用。中国工商银行（亚洲）有限公司（「工银亚洲」或「本行」）深明客户需要，为协助香港居民轻松北上置业及灵活理财，畅享大湾区生活圈的各种便利，特别推出「湾区置业通」服务。
轻松置业 称心合意
为使您能轻松实现在大湾区置业及灵活理财，本行提供专业完善的按揭计划，助您安居乐业。
- 覆盖大湾区9大城市1的指定一手住房或现契住房
- 港币贷款额可高达楼宇买卖价或估值之六成*(以较低者为準)
- 还款期可长达 30年*
- 贷款额可高达港币1,000万
- 「湾区置业通」服务专员提供湾区置业及生活配套谘询，包括置业相关资讯、设立自动转账缴交水电煤及还款等
*视乎个别按揭项目而定。
申请手续 简便快捷
「湾区置业通」服务的申请手续简便，客户只需携同以下文件#到工银亚洲分行递交按揭贷款申请即可。
- 香港永久居民身份证
- 一手住房销售合同或不动产权証书（房产証）
- 最近3个月出粮的银行结单
- 最近3个月的出粮证明文件
- 香港住址证明
#本行保留要求客户提供额外文件作贷款申请及审批之权利。
湾区置业知多点
工银亚洲作为「跨境金融 首选银行」，竭诚为港人提供一站式湾区置业谘询及理财服务，包括ICBC粤港澳湾区信用卡、工银速汇等，同时本行亦提供理财融资方案，迎合不同客户的需要，协助客户灵活理财。
如有兴趣了解更多关於「湾区置业通」的服务，欢迎亲临工银亚洲分行向客户经理查询或致电客户服务热线218 95588。
1. 包括深圳、中山 、珠海、广州、佛山、东莞、惠州、肇庆及江门。
借定唔借？还得到先好借！
受条款及细则约束。
如欲查询本行指定的贷款中介代理名单，请致电218 95588查询。
「工银亚洲」或「本行」乃中国工商银行（亚洲）有限公司之简称。
隨著大灣區日益發展，愈來愈多香港居民欲前往内地購買樓房以作自住或投資之用，或利用已持有的內地物業套取現金備用。中國工商銀行（亞洲）有限公司（「工銀亞洲」或「本行」）深明客戶需要，為協助香港居民輕鬆北上置業及靈活理財，暢享大灣區生活圈的各種便利，特別推出「灣區置業通」服務。
輕鬆置業 稱心合意
為使您能輕鬆實現在大灣區置業及靈活理財，本行提供專業完善的按揭計劃，助您安居樂業。
- 覆蓋大灣區9大城市1的指定一手住房或現契住房
- 港幣貸款額可高達樓宇買賣價或估值之六成*(以較低者為準)
- 還款期可長達 30年*
- 貸款額可高達港幣1,000萬
- 「灣區置業通」服務專員提供灣區置業及生活配套諮詢，包括置業相關資訊、設立自動轉賬繳交水電煤及還款等
*視乎個別按揭項目而定。
申請手續 簡便快捷
「灣區置業通」服務的申請手續簡便，客戶只需攜同以下文件#到工銀亞洲分行遞交按揭貸款申請即可。
- 香港永久居民身份證
- 一手住房銷售合同或不動產權証書（房產証）
- 最近3個月出糧的銀行結單
- 最近3個月的出糧證明文件
- 香港住址證明
#本行保留要求客戶提供額外文件作貸款申請及審批之權利。
灣區置業知多點
工銀亞洲作為「跨境金融 首選銀行」，竭誠為港人提供一站式灣區置業諮詢及理財服務，包括ICBC粵港澳灣區信用卡、工銀速匯等，同時本行亦提供理財融資方案，迎合不同客戶的需要，協助客戶靈活理財。
如有興趣了解更多關於「灣區置業通」的服務，歡迎親臨工銀亞洲分行向客戶經理查詢或致電客戶服務熱線218 95588。
1. 包括深圳、中山 、珠海、廣州、佛山、東莞、惠州、肇慶及江門。
借定唔借？還得到先好借！
受條款及細則約束。
如欲查詢本行指定的貸款中介代理名單，請致電218 95588查詢。
「工銀亞洲」或「本行」乃中國工商銀行（亞洲）有限公司之簡稱。
Greater Bay Area Loan - Mortgage
With the rapid development of the Greater Bay Area, more and more Hong Kong residents will consider purchasing properties in the area for self-occupation or investment, or converting the value of free-hold properties in the area into standby cash. Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”/ the “Bank”) understands customers’ needs and has launched the “Greater Bay Area Loan - Mortgage” to assist Hong Kong residents to buy China properties with ease and enjoy financial flexibility. Customers may enjoy the convenience of living in the Greater Bay Area.
Make Owning Properties Easy and Satisfy Your Needs
ICBC (Asia) offers comprehensive mortgage loan plans to assist you in the purchase of Greater Bay Area properties with ease and enjoy financial flexibility.
- Cover designated Residential Properties in Primary Market or Free-hold Properties in 9 Greater Bay Area cities 1
- Loan amount in HKD up to 60% of purchase price or appraised property value* (whichever is lower)
- Repayment terms up to 30 years*
- Loan amount up to HKD10,000,000
- Dedicated professionals of “Greater Bay Area Loan – Mortgage” to provide information to own your home, such as information related to purchase properties, setting up auto pay for bill payment on water, electricity, gas and mortgage loan repayment etc.
*Subject to different projects.
Simple Application
The application of “Greater Bay Area Loan – Mortgage” is simple. All you have to do is to bring the following supporting documents* and visit our branches for application:
- Hong Kong Permanent Identity Card
- Sales Contract of the Residential Properties in Primary Market/ Real Property Ownership Certificate
- Payroll in bank statement for the latest 3 months
- Income proof for the latest 3 months
- Residential proof in Hong Kong
* The Bank reserves the right to request for additional supporting documents for mortgage loan application and approval purposes.
ICBC (Asia) strives to provide professional cross-border services to HK residents and offers one-stop services on owning properties and wealth management in the Greater Bay Area, including ICBC Greater Bay Area Credit Card, ICBC Express Remittance Services etc. Meanwhile, ICBC (Asia) also provides wealth management and financing solutions to cater different customers’ needs and assists customers to manage their wealth with ease.
For more details about "Greater Bay Area Loan-Mortgage" services, please contact our branch's staff or call our customer service hotline at 218 95588.
1. Including Shenzhen, Zhongshan, Zhuhai, Guangzhou, Foshan, Dongguan, Huizhou, Zhaoqing and Jiangmen
To borrow or not to borrow? Borrow only if you can repay!
Terms and Conditions apply.
For further information regarding to our appointed loan referral agent list, please contact our customer service hotline at 218 95588.
"ICBC (Asia)" or “The Bank” refers to Industrial and Commercial Bank of China (Asia) Limited.
