ICBC粤港澳湾区信用卡

网上递交申请礼品

经网上成功申请及获批核指定ICBC (Asia) 信用卡, 全新客户每张信用卡可额外获得HK$50信用卡免找数签账额

  • ICBC粤港澳湾区银联双币钻石卡 + ICBC粤港澳湾区万事达世界卡【立即申请

详情请阅网上递交申请礼品之条款及细则

迎新优惠

全新客户同时成功申请ICBC粤港澳湾区银联双币钻石卡/ICBC粤港澳湾区银联双币白金卡及ICBC粤港澳湾区万事达世界卡/ ICBC粤港澳湾区万事达白金卡,可享

  • 24吋时尚行李喼(参考零售价:HK$980) *; 或
  • HK$300信用卡免找数签账额*

*须于发卡后2个月内于每张卡签账或现金透支满HK$/RMB1,500,方可享有关迎新优惠。详情请阅迎新优惠条款及细则

全球超过1,000个机场及高铁贵宾厅服务2

持有指定工银亚洲万事达或银联信用卡的客户,只需登录“龙腾出行”官网并进行支付验证,可享受全球超过1,000个机场及高铁贵宾厅服务。

2.推广期至2020年12月31日(包括最后一天)。优惠只适用于指定信用卡。全球休息室服务网络: https://network.dragonpass.com.cn/airport/list。有关服务详情及设定步骤, 请参阅网页 https://institution.dragonpass.com.cn/icbc-intl/index/https://v.icbc.com.cn/userfiles/Resources/ICBC/haiwai/Asia/download/CN/2020/card_lougeoffer_cn_2020v1.pdf

现金回赠

凭卡签账消费,每签港币或人民币1元,可获0.5%现金回赠3。港币及人民币签账将合并计算,人民币账项以1:1 折算为港币。回赠金额将于每月计算,志入港币账户内,并于月结单上显示。

3.积分奖赏及现金回赠不适用于现金透支、结余转户、信用卡现金兑换金额/税务及私人贷款金额/商户分期金额及其还款额、电子钱包增值/转账交易(包括但不限于Alipay、PayMe、Tap *~* Go及WeChat Pay)、捐款、购买赌场筹码、博彩交易、未经许可的签账、所有缴费类别(包括但不限于缴付信用卡费用、分期还款计划、各项财务收费、逾期手续费、所有账户服务费、以个人网上银行及自动柜员机缴付保险费用或公共事务费用、缴交税项、强积金供款等;或本行不时决定的交易类别。);亦不适用于中国内地超市购物、燃油、交通运输费用、购买物业、汽车、批发、支付医院费用及缴交学费等交易 (交易类别将根据VISA/ Master Card/ 银联国际不时界定之商户分类或由中国工商银行(亚洲)有限公司(「工银亚洲」)全权酌情决定);亦不适用于未志账/取消/退款/未经授权的交易。

海外签账3倍奖赏

于海外签账,即可赚取3倍签账奬赏4

4.推广期至2020年12月31日(包括最后一天),优惠受有关条款及细则之约束,详情请浏览www.icbcasia.com/icbc/3x_tc。

信用卡消费分期计划

单一笔签账消费均可分期,让您消费更随心。

  • 特低月息0.235% (实际年利率为 5.29%)5
  • 自选12、24 及 36 个月还款期
  • 毋需任何证明文件
  • 申请专线 6: 2533 8686

5.月息0.235%,实际年利率为 5.29%,以12个月分期及以消费分期金额 HK$10,000 计算;以24个月及36个月分期计算之实际年利率分别为5.46%及5.48%。实际年利率乃根据 <银行营运守则> 所载的有关指引计算,本行有绝对权力以任何方法分配分期还款的本金与利息比例。实际年利率是一个参考利率,以年化利率展示包括银行产品的基本利率及其它费用与收费。须受条款及细则约束,有关条款及细则及适用收费请浏览 www.icbcasia.com或致电申请专线2533 8686。
6.申请专线只适用于星期一至五上午10时至下午6时,公众假期除外。选择语言后按9字与客户服务主任联络。

ICBC粤港澳湾区银联双币卡尊享:

中港机场名贵轿车接送礼遇(不适用于白金卡)7

  • 符合签账要求可享每程HK$250享用轿车机场接送服务一次,包括私人司机及行李安排、机场专人接待等服务。

7.推广期至2020年1月1日至12月31日(包括最后一天)。银联钻石卡持卡人于推广期内累积合资格签账相等于HK$3,000,交易次数不多于两次,可以尊享价每程HK$250享用轿车机场接送服务一次。有关服务详情,请致电 (852)2169 0108或浏览 http://premium.unionpayintl.com/hk/diamond/airport-limousine.html

银联精选餐厅午市及晚市买1送18(不适用于白金卡)

持卡人于指定银联精选餐厅,尊享午市或晚市买1送1优惠。有关优惠详情, 请参阅银联网站。

8.推广期至2020年12月31日(包括最后一天),优惠不适用于商户指定日子。此优惠只适用于通过专属网上预约有效。网上预约可提前一个月开始,此优惠每张钻石卡持卡人一个月只能使用一次。有关优惠详情,请浏览www.unionpaypremium.com.hk 。查询:(852) 2169 0108。

UA Cinemas 戏票买1送1及折扣优惠9

  • 逢周五2D/3D/ IMAX 2D戏票买1送1 (不适用于白金卡)
  • 2D/3D/全景声/ IMAX/ D-Box/ VIP影院电影戏票9折

9.推广期至2020年12月31日(包括最后一天),优惠不适用于商户指定日子。买1送1优惠只适用于ICBC粤港澳湾区银联双币钻石卡或白金卡信用卡,经UA Cinemas票房以实体卡购买一张于星期五放映之正价2D,3D或IMAX 2D戏票(包括即日购买及预售之戏票),并出示以同一张实体卡于购票当月作一次不少于HK$500之单一本地零售签账单据正本,即可免费获享同场次之戏票一张。 9折戏票优惠适用于ICBC粤港澳湾区银联双币钻石卡或白金卡信用卡,经UA Cinemas票房、UA App(手机应用程式)或UA网页凭卡购买正价2D/ 3D/全景声/ IMAX/ D- Box/ VIP影院电影戏票。详情请浏览 http://premium.unionpayintl.com/hk/diamond/uacinemas.html。查询电话:(852) 2169 0108。

一卡双币 灵活简便

卡内设有人民币及港币账户,于中国内地签账消费,以人民币结账;于香港及海外签账消费,则以港币结账,豁免海外签账手续费及免却因外币兑换、汇率波动所产生的差额支出。

澳门交通购物 拍卡闪付

卡中内置银联闪付功能,让您可直接拍卡乘坐澳门交通,方便快捷。同时,卡中之银联闪付功能适用于香港、内地及澳门多间商户,购物消费一拍即付款。

云闪付App 二维码消费新体验

以手机下载云闪付App,并绑定ICBC银联卡,实时尽享港澳及跨境优惠。

豁免海外签账手续费

凭卡在海外签账,可享豁免海外签账手续费及免却因外币兑换、汇率波动所产生的差额支出。

ICBC粤港澳湾区万事达卡尊享:

Hertz 租车折扣及升级优惠10

  • 9折优惠(租车一天起)
  • 9折优惠及车辆免费升2个等级( 租车四天或以上)

10.推广期至2020年12月31日(包括最后一天),优惠不适用于商户列明指定日子。详情请浏览www.mastercard.com.hk

*优惠须受有关条款及细则约束。

请即申请!

借定唔借?还得到先好借!

ICBC粵港澳灣區信用卡

網上遞交申請禮品

經網上成功申請及獲批核指定ICBC (Asia) 信用卡, 全新客戶每張信用卡可額外獲得HK$50信用卡免找數簽賬額

  • ICBC粵港澳灣區銀聯雙幣鑽石卡 + ICBC粵港澳灣區萬事達世界卡【立即申請

詳情請閱網上遞交申請禮品之條款及細則

迎新優惠

全新客戶同時成功申請ICBC粵港澳灣區銀聯雙幣鑽石卡/ICBC粵港澳灣區銀聯雙幣白金卡及ICBC粵港澳灣區萬事達世界卡/ ICBC粵港澳灣區萬事達白金卡,可享

  • 24吋時尚行李喼(參考零售價:HK$980) *; 或
  • HK$300信用卡免找數簽賬額*

*須於發卡後2個月內於每張卡簽賬或現金透支滿HK$/RMB1,500,方可享有關迎新優惠。詳情請閱迎新優惠條款及細則

全球超過1,000個機場及高鐵貴賓廳服務2

持有指定工銀亞洲信用卡的客戶,只需登錄“龍騰出行”官網並進行支付驗證,可享受全球超過1,000個機場及高鐵貴賓廳服務。

2.推廣期至2020年12月31日(包括最後一天)。優惠只適用於指定信用卡。全球休息室服務網絡:https://network.dragonpass.com.cn/airport/list。有關服務詳情及設定步驟, 請參閱網頁 https://institution.dragonpass.com.cn/icbc-intl/index/https://v.icbc.com.cn/userfiles//Resources/ICBC/haiwai/Asia/download/TC/2020/card_lougeoffer_tc_2020_revised.pdf

現金回贈

憑卡簽賬消費,每簽港幣或人民幣1元,可獲0.5%現金回贈3。港幣及人民幣簽賬將合併計算,人民幣賬項以1:1 折算為港幣。回贈金額將於每月計算,誌入港幣賬戶內,並於月結單上顯示。

3.積分獎賞及現金回贈不適用於現金透支、結餘轉戶、信用卡現金兌換金額/稅務及私人貸款金額/商戶分期金額及其還款額、電子錢包增值/轉賬交易(包括但不限於Alipay、PayMe、Tap *~* Go及WeChat Pay)、捐款、購買賭場籌碼、博彩交易、未經許可的簽賬、所有繳費類別(包括但不限於繳付信用卡費用、分期還款計劃、各項財務收費、逾期手續費、所有賬戶服務費、以個人網上銀行及自動櫃員機繳付保險費用或公共事務費用、繳交稅項、強積金供款等;或本行不時決定的交易類別。);亦不適用於中國內地超市購物、燃油、交通運輸費用、購買物業、汽車、批發、支付醫院費用及繳交學費等交易 (交易類別將根據VISA/ Master Card/ 銀聯國際不時界定之商戶分類或由中國工商銀行(亞洲)有限公司(「工銀亞洲」)全權酌情決定);亦不適用於未誌賬/取消/退款/未經授權的交易。

海外簽賬3倍獎賞

於海外簽賬,即可賺取3倍簽賬奬賞4

4.推廣期至2020年12月31日(包括最後一天),優惠受有關條款及細則之約束,詳情請瀏覽www.icbcasia.com/icbc/3x_tc。

信用卡消費分期計劃

單一筆簽賬消費均可分期,讓您消費更隨心。

  • 特低月息0.235% (實際年利率為 5.29%)5
  • 自選12、24 及 36 個月還款期
  • 毋需任何證明文件
  • 申請專線 6: 2533 8686

5.月息0.235%,實際年利率為 5.29%,以12個月分期及以消費分期金額 HK$10,000 計算;以24個月及36個月分期計算之實際年利率分別為5.46%及5.48%。實際年利率乃根據 <銀行營運守則> 所載的有關指引計算,本行有絕對權力以任何方法分配分期還款的本金與利息比例。實際年利率是一個參考利率,以年化利率展示包括銀行產品的基本利率及其他費用與收費。須受條款及細則約束,有關條款及細則及適用收費請瀏覽 www.icbcasia.com 或致電申請專線2533 8686。

6.申請專線只適用於星期一至五上午10時至下午6時,公眾假期除外。選擇語言後按9字與客戶服務主任聯絡。

ICBC粵港澳灣區銀聯雙幣卡尊享:

中港機場名貴轎車接送禮遇(不適用於白金卡)7

  • 符合簽賬要求可享每程HK$250享用轎車機場接送服務一次,包括私人司機及行李安排、機場專人接待等服務。

7.推廣期至2020年12月31日(包括最後一天)。銀聯鑽石卡持卡人於推廣期內累積合資格簽賬相等於HK$3,000,交易次數不多於兩次,可以尊享價每程HK$250享用轎車機場接送服務一次。有關服務詳情,請致電 (852)2169 0108或瀏覽 http://premium.unionpayintl.com/hk/diamond/airport-limousine.html

銀聯精選餐廳午市及晚市買1送18(不適用於白金卡)

持卡人於指定銀聯精選餐廳,尊享午市或晚市買1送1優惠。有關優惠詳情, 請參閱銀聯網站。

8. 推廣期至2020年12月31日(包括最後一天),優惠不適用於商戶指定日子。此優惠只適用於通過專屬網上預約有效。網上預約可提前一個月開始,此優惠每張鑽石卡持卡人一個月只能使用一次。有關優惠詳情,請瀏覽www.unionpaypremium.com.hk 。查詢:(852) 2169 0108。

UA Cinemas 戲票買1送1及折扣優惠9

  • 逢週五2D/3D/ IMAX 2D戲票買1送1 (不適用於白金卡)
  • 2D/3D/全景聲/ IMAX/ D-Box/ VIP影院電影戲票9折

9.推廣期至2020年12月31日(包括最後一天),優惠不適用於商戶指定日子。買1送1優惠只適用於ICBC‧粵港澳灣區銀聯雙幣鑽石卡,經UA Cinemas票房以實體卡購買一張於星期五放映之正價2D,3D或IMAX 2D戲票 (包括即日購買及預售之戲票),並出示以同一張實體卡於購票當月作一次不少於HK$500之單一本地零售簽賬單據正本,即可免費獲享同場次之戲票一張。9折戲票優惠適用於ICBC‧粵港澳灣區銀聯雙幣鑽石卡或白金卡,經UA Cinemas票房、UA App(手機應用程式)或UA網頁憑卡購買正價2D/ 3D/全景聲/ IMAX/ D-Box/ VIP影院電影戲票。詳情請瀏覽 http://premium.unionpayintl.com/hk/diamond/uacinemas.html。查詢電話:(852) 2169 0108。

一卡雙幣 靈活簡便

卡內設有人民幣及港幣賬戶,於中國內地簽賬消費,以人民幣結賬;於香港及海外簽賬消費,則以港幣結賬,豁免海外簽賬手續費及免卻因外幣兌換、匯率波動所產生的差額支出。

澳門交通購物 拍卡閃付

卡中內置銀聯閃付功能,讓您可直接拍卡乘坐澳門交通,方便快捷。同時,卡中之銀聯閃付功能適用於香港、內地及澳門多間商戶,購物消費一拍即付款。

雲閃付App 二維碼消費新體驗

以手機下載雲閃付App,並綁定ICBC銀聯卡,即時盡享港澳及跨境優惠。

豁免海外簽賬手續費

憑卡在海外簽賬,可享豁免海外簽賬手續費及免卻因外幣兌換、匯率波動所產生的差額支出。

ICBC粵港澳灣區萬事達卡尊享:

Hertz 租車折扣及升級優惠10

  • 9折優惠(租車一天起)
  • 9折優惠及車輛免費升2個等級( 租車四天或以上)

10.推廣期至2020年12月31日(包括最後一天),優惠不適用於商戶列明指定日子。詳情請瀏覽www.mastercard.com.hk

*優惠須受有關條款及細則約束。

請即申請!

借定唔借?還得到先好借!

ICBC Greater Bay Area Credit Cards

Online Application Gift

Extra HK$50 Free Credit Card Spending Limit for each card is eligible to new customers who successfully apply designated ICBC (Asia) credit cards upon card approval. The application should take via online.

  • ICBC Greater Bay Area UnionPay Dual Currency Diamond Card and ICBC Greater Bay Area World Master Card【Apply Now

For details, please refer to Terms and Conditions of the Online Application Gift.

Welcome Offer

New customers who successfully apply for ICBC Greater Bay Area UnionPay Dual Currency Diamond Card / ICBC Greater Bay Area UnionPay Dual Currency Platinum Card and ICBC Greater Bay Area World Mastercard / ICBC Greater Bay Area Platinum Mastercard can enjoy

  • 24” Starry Luggage (Suggested retail price:HK$980) *; or
  • HK$300 Free Credit Card Spending Limit *

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/RMB1,500 with each card within the first 2 months of new cards issuance. For details, please refer to Terms and Conditions of the Welcome Offer.

VIP lounge service at over 1,000 global airports and high-speed railway stations2

Cardholders of designated ICBC MasterCards or UnionPay Cards who log on to the “ DragonPass “ official website and make payment and complete the verification process can enjoy the free VIP lounge services at over 1,000 global airports and high-speed railway stations.

2.Promotional period is valid till 31 December 2020 (the last day is inclusive). The offer is applicable to designated credit cards only. Global VIP lounge service network:https://network.dragonpass.com.cn/airport/list.For offer details and set up procedures, please refer to webpage: https://institution.dragonpass.com.cn/icbc-intl/index/ or https://v.icbc.com.cn/userfiles/Resources/ICBC/haiwai/Asia/download/EN/2020/card_lougeoffer_en_2020v1.pdf.

Cash Rebate

Cardholder can choose cash rebate as their spending rewards. Every dollar (HKD or RMB) spends with the card will entitle 0.5% cash rebate3HKD *~* RMB spending will be combined for accumulated transactions amount calculation; RMB¥1 spending will be calculated as HKD$1. Rebate amount will be calculated on a monthly basis, it will be credited to the HKD account and shown on the statement.

3.Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap *~* Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. Or other categories as we may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

3X Overseas Spending Rewards

For overseas transactions, cardholders can earn 3X spending rewards4 with your ICBC Greater Bay Area Card!

4. The promotion period is valid till 31 December 2020 (the last day is inclusive). Terms and conditions apply,please visit www.icbcasia.com/icbc/3x_tc for details.

Credit Card Spending Installment Plan

Every spending with choice of installment plan for you to enjoy fabulous shopping delights!

  • Super-Low Monthly Flat Rate at 0.235% (APR is 5.29%)5
  • 12, 24 and 36 month installment plan of your choice
  • No documents are required
  • Application Hotline6: 2533 8686

5. Monthly flat rate 0.235% ,Annualised Percentage Rate (APR) 5.29% are calculated based on Spending Installment amount HK$10,000, Monthly flat rate 0.235% and 12-month repayment tenor. For 24-month and 36-month tenor, APR are 5.46% and 5.48% respectively. The APR is calculated based on the guidelines as set out in the Code of Banking Practice. The Bank shall have the right at its discretion to apportion any Installment payment between interest and principal in such manner as it shall desire. The annualised percentage rate is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. Terms and conditions apply, for more details on terms and conditions and relevant fee and charges,please visit www.icbcasia.com or call the Customer Service Hotline 2533 8686.
6.Office hour of the Customer Service Hotline: Monday - Friday: 10am - 6pm, except Public Holidays. After language option is selected, please press ‘9’ to talk to a Customer Service representative.

Exclusive Privileges of ICBC Greater Bay Area UnionPay Dual Currency Card:

Airport Limousine Service in Hong Kong and Mainland China (Not applicable to Platinum Cards) 7

Cardholders fulfill specified spending requirements can enjoy airport limousine transfer services at an exclusive rate of HK$250 per trip. Service includes private chauffeur and luggage handling service, meet and greet service etc.

7.Promotion period is valid till 31 December 2020 (the last day is inclusive). UnionPay Diamond Card cardholders are required to have accumulated retail spending of HK$3,000 or above, with no more than two single transactions, to enjoy the airport limousine transfer services at an exclusive rate of HK$250 per trip. For details, please contact (852)2169 0108 or refer to http://premium.unionpayintl.com/hk/diamond/airport-limousine.html.

Lunch/ Dinner Buy 1 Get 1 at UnionPay selected restaurants8(Not applicable to Platinum Cards)

Cardholders can enjoy Buy 1 Get 1 offer for lunch or dinner at selected UnionPay restaurants. For details, please refer to UnionPay website.

8. The promotion period is valid till 31 December 2020 (the last day is inclusive), blackout dates of merchants applied. The promotion is eligible only via specific online booking, where bookings can be made one month in advance. For details, visit www.unionpaypremium.com.hk. Enquiry: (852)2169 0108.

UA Cinemas Movie Ticket Buy 1 Get 1 and Discount Privilege9

  • Buy 1 get 1 free on 2D / 3D / IMAX 2Dmovie tickets for Friday shows (Not applicable to Platinum Cards)
  • 10% off 2D / 3D / Atmos/ IMAX/ D-Box/ VIP housemovie tickets

9.The promotion period is valid till 31 December 2020 (the last day is inclusive), blackout dates of merchants applied. Buy 1 Get 1 offer is applicable to ICBC Greater Bay Area UnionPay Dual Currency Diamond Card only, cardholders purchase a regular-priced same-day/pre-sale movie ticket (2D, 3D or IMAX 2D) for a Friday showing at the box office of UA Cinemas, and who have made a single local transaction of at least HK$500 in the same calendar month, will be entitled to a free ticket for the same show by presenting the original credit card payment slip. 10% discount offer is applicable to both ICBC Greater Bay Area UnionPay Dual Currency Diamond Card and Platinum Card, cardholders will be entitled to a 10% discount on any purchase of regular-priced movie tickets (2D, 3D Atmos ,IMAX, D-Box or VIP house) at the box office of UA Cinemas, UA App (Mobile Application) or through its website http://premium.unionpayintl.com/hk/diamond/uacinemas.html.

Two Currencies in One Card

ICBC Greater Bay Area UnionPay Dual Currency Card has both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong, and enjoy a waiver of foreign exchange fee on spending in CNY and foreign currencies.

Contactless Payment for transportation and shopping in Macau

ICBC Greater Bay Area UnionPay Dual Currency Card grants you UnionPay QuickPass function for public transportation in Macau. Besides, you can enjoy hassle free spending in those UnionPay QuickPass-enabled merchants in Hong Kong, China and Macau. It’s fast, convenient and no need for signature.

Experience the new QR code payment convenience via 'UnionPay App'

Download the 'UnionPay App' with mobile phone and bind with ICBC UnionPay cards to enjoy numerous Hong Kong, Macau and cross-border privileges.

Waive Handling Fee of Overseas Spending

Spend at Overseas with ICBC Greater Bay Area UnionPay Dual Currency Card to enjoy handling fee waiver and be exempted from extra charges caused by currency exchange and fluctuation of conversion rates.

Exclusive Privileges of ICBC Greater Bay Area Master Card:

Hertz Car Rental Discount and Upgrade Privileges10

  • 10% off (1-day car rental or above)
  • 10% off and free upgrade of 2-level (4-day car rental or above)

10. The promotion period is valid till 31 Dec 2020 (the last day is inclusive). Blackout dates of merchants applied. For details, please visit www.mastercard.com.hk.

Apply Now!

Reminder:To borrow or not to borrow ? Borrow only if you can repay !

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