ICBC融e借---为特选客户提供快捷线上贷款专属服务

作为本行的尊贵特选客户1,您可使用ICBC融e借快捷线上贷款功能申请私人分期贷款。三大特点,助您轻松掌握充裕现金!

三大特点:

现在特选客户1只需几个简单步骤,即可轻松申请贷款

手机版:

下载ICBC Mobile Banking App

网页版:

1. 登入您的个人网银账户

2. 在「选单」菜单栏目中点选「贷款——申请贷款——申请融e借贷款」(如图示)

3. 根据指示填写及提交相关资料予以审批

4.登入您的个人网银账户随时查看审批结果

私人分期贷款利率:

本行的私人分期贷款为您提供特低利息及灵活还款期,兼享豁免贷款全期手续费,附上贷款利率供大家参考!

贷款额3(HK$) 每月平息 12个月 24个月 36个月
实际年利率2
               
还款额4(HK$) 实际年利率2
               
还款额4(HK$) 实际年利率2
               
还款额4(HK$)
$100,000 0.17% 3.70% 849.83 3.82% 433.17 3.85% 294.28
$50,000-$99,999 0.18% 3.92% 850.83 4.05% 434.17 4.08% 295.28
$10,000-$49,999 0.19% 4.15% 851.83 4.29% 435.17 4.32% 296.28

借定唔借?还得到先好借!

备注:
1. 只适用于中国工商银行(亚洲)有限公司(「本行」)指定代发工资客户及信用卡客户(「特选客户」)
,本行保留对特选客户人士定义的最终诠释权。
2. 实际年利率乃根据《银行营运守则》所载的有关指引计算,本行有绝对权力以任何方法分配分期还款的本金与利息比例。实际年利率是一个参考利率,以年化利率展示出包括银行产品的基本利率及其它费用与收费。此息率只适用于个别情况,而最终获批核之息率将视乎贷款额及信贷审批结果而有所调整。
3.最终获批核之贷款额之批核最高可达HK$100,000 或月薪12 倍(以较低者为准)。
4.以上例子只供参考。例子所示之每月还款额是以HK$10,000贷款额以12个月、24 个月及36 个月还款期计算。
5.本行保留随时更改条款或终止优惠之权利。如有任何争议,本行保留最终之决定权。
6.中英文版本如有任何歧异,概以英文版本为准。

ICBC融e借-為特選客戶提供快捷線上貸款專屬服務

作為本行的尊貴特選客戶1,您可使用ICBC融e借快捷線上貸款功能申請私人分期貸款。三大特點,助您輕鬆掌握充裕現金!

三大特點:

現在特選客戶1只需幾個簡單步驟,即可輕鬆申請貸款

手機版:

下載ICBC Mobile Banking App

Android用戶 iPhone用戶

網頁版:

1. 登入您的個人網銀帳戶

2. 在「選單」欄目中點選——申請貸款——申請融e借貸款(如圖示)

3. 根據指示填寫及提交相關資料予以審批

4.登入您的個人網銀帳戶隨時查看審批結果

私人分期貸款利率:

本行的私人分期貸款為您提供特低利息及靈活還款期,兼享豁免貸款全期手續費,附上貸款利率供大家參考!

貸款額3(HK$) 每月平息 12個月 24個月 36個月
實際年利率2
               
還款額4(HK$) 實際年利率2
還款額4(HK$) 實際年利率2
還款額4(HK$)
$100,000 0.17% 3.70% 849.83 3.82% 433.17 3.85% 294.28
$50,000-$99,999 0.18% 3.92% 850.83 4.05% 434.17 4.08% 295.28
$10,000-$49,999 0.19% 4.15% 851.83 4.29% 435.17 4.32% 296.28

借定唔借?還得到先好借!

備註:
1. 只適用於中國工商銀行(亞洲)有限公司(「本行」)指定代發工資客戶及信用卡客戶(「特選客戶」)
,本行保留對特選客戶人士定義的最終詮釋權。
2. 實際年利率乃根據《銀行營運守則》所載的有關指引計算,本行有絕對權力以任何方法分配分期還款的本金與利息比例。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。此息率只適用於個別情況,而最終獲批核之息率將視乎貸款額及信貸審批結果而有所調整。
3.最終獲批核之貸款額之批核最高可達HK$100,000 或月薪12 倍(以較低者為準)。
4.以上例子只供參考。例子所示之每月還款額是以HK$10,000貸款額以12個月、24 個月及36 個月還款期計算。
5.本行保留隨時更改條款或終止優惠之權利。如有任何爭議,本行保留最終之決定權。
6.中英文版本如有任何歧異,概以英文版本為準。

ICBC e-Loan---Express online loan service for selected customers

For our selected customers 1, you can apply our personal instalment loan online by using ICBC e-Loan function.
Three key features help you to get the cash easier and faster!

Three Key Features:

Just follow few simple steps to get your loan online easier and faster!

Apply by Phone:

Download ICBC Mobile Banking App

Apply by Website:

1. Log in your personal internet banking account.

2. Click 「Loan」-「Apply Loan」-「Apply e-Loan」 in the menu.

3. Enter the relevant information according to the instructions and submit your application for approval.

4. Log in your personal internet banking account to check the approval status.

Personal Instalment Loan Rate Table:

Our personal instalment loan product has a preferential low interest rate, a flexible loan tenor, and a handling fee waiver for the entire repayment period. Please refer to below rate table.

Loan Amount 3(HK$) Monthly Flat Rate 12 months 24 months 36 months
(APR)2(HK$) Monthly Repayment Amount4                 (APR)2(HK$) Monthly Repayment Amount4                 (APR)2(HK$) Monthly Repayment Amount4                
$100,000 0.17% 3.70% 849.83 3.82% 433.17 3.85% 294.28
$50,000-$99,999 0.18% 3.92% 850.83 4.05% 434.17 4.08% 295.28
$10,000-$49,999 0.19% 4.15% 851.83 4.29% 435.17 4.32% 296.28

Reminder: To borrow or not to borrow? Borrow only if you can repay!

Remarks:
1.The bank reserves the right to explain the definition of "selected customers".Only applicable to the existing payroll and credit card customer of Industrial and Commercial Bank of China (Asia) Limited (“the Bank”).
2.The APR of the loan is calculated based on the guidelines as set out in the Code of Banking Practice. The Bank shall have the right at its discretion to apportion any payment between interest and principal in such manner as it shall desire. The annualised percentage rate is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. The interest rate is applicable on a case-by-case basis and the finally approved interest rate is subject to the loan amount and credit assessment result.
3.The final approved loan amount up to HK$100,000 or 12 times of monthly salary (whichever is lower)
4.The above example is for reference only. The monthly repayment amount of the example is calculated based on loan amount
HK$10,000 and 12-month, 24-month, 36-month repayment tenor.
5.The Bank reserves the right to vary the terms or terminate the offer at any time. The Bank reserves the right for final decision in case of any disputes.
6.In case of any discrepancy between the English and Chinese versions, the English version shall prevail.

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