基金认购费划一1%及网上定期存款优惠(延长至6月30日)

同心抗疫 安坐家中
工银亚洲与您携手共抗疫情

疫情仍然持续,工银亚洲为方便客户可继续安坐家中,同心抗疫,特别延长存款及基金认购费划一1%优惠推广至6月30日。推广期内,客户透过网上银行或手机银行开立 12个月港币定期存款,可享特惠年利率高达2.45%,12个月美元定期存款更可享特惠年利率高达2.60%!此外,客户经任何渠道认购等值港币10,000元或以上基金,即享划一1%基金认购费优惠,优惠次数不限!

1.网上定期存款优惠

推广期:即日起至2022年9月30日(包括首尾两天)

客户于推广期内透过网上银行/手机银行开立1个月/2个月/3个月/6个月/12个月港币/美元/人民币/澳元/加元/纽元/英镑定期存款,可享特惠年利率优惠如下:

货币定期存款金额1个月2个月3个月6个月12个月
港币50,000元至800,000元以下0.30%0.55%1.15%1.85%2.35%
800,000元至3,000,000元以下0.35%0.60%1.20%1.90%2.40%
3,000,000元或以上0.35%0.65%1.25%1.95%2.45%
美元15,000元至100,000元以下0.80%0.90%1.75%2.00%2.45%
100,000元至1,000,000元以下0.90%1.00%1.80%2.05%2.55%
1,000,000元或以上1.00%1.10%1.85%2.10%2.60%
人民币100,000元至500,000元以下1.65%1.80%2.30%2.30%2.35%
500,000元或以上1.70%1.95%2.35%2.35%2.40%
澳元15,000元或以上0.10%0.20%0.50%1.00%1.40%
加元15,000元或以上0.50%0.65%0.80%1.10%1.50%
纽元15,000元或以上0.70%0.80%1.30%1.60%2.20%
英镑10,000元或以上0.30%0.40%0.60%0.90%1.20%

* *上述特惠存款年利率为2022年6月22日本行公布之定期存款年利率并仅供参考。年利率或会因应当时市场情况而有所更改。定期存款会因货币、存款期、存款金额和客户类别而有不同的特惠年利率。本行将于客户开立定期存款时确定最终适用的特惠年利率。

2.基金特别推广优惠

推广期:2022年4月1日至2022年6月30日(包括首尾两天)

推广期内,客户透过工银亚洲网上银行、手机银行及分行以整额方式认购等值港币10,000元或以上的基金,即享划一1%基金认购费优惠,优惠次数不限

提示:数码KEY 睇紧啲,揿LINK前要三思!借户口畀人有钱赚?小心洗黑钱陷阱!投资涉及风险,优惠受条款及细则约束。

「工银亚洲」或「本行」乃中国工商银行(亚洲)有限公司之简称。

网上定期存款优惠条款及细则:

  1. 推广期(「推广期」)为即日起至2022年9月30日(包括首尾两天)。
  2. 优惠只适用于中国工商银行(亚洲)有限公司(「本行」/「工银亚洲」)零售银行个人客户及透过网上银行/手机银行叙造1个月/2个月/3个月/6个月/12个月的港元/美元/人民币/澳元/加元/纽元/英镑定期存款。此优惠不适用于本行员工。
  3. 推广期内,客户须持有综合/e时代/理财金账户,并透过网上银行/手机银行于办公时间内即时(星期一至星期五(香港公众假期除外),香港时间上午9时至下午6时正,不包括预约、自动续存交易)以上表所述的特定金额开立港元/美元/人民币/澳元/加元/纽元/英镑定期存款,才能享受优惠,否则本行只会给予当时挂牌利率及客户适用的账户年利率。
  4. 推广期内根据本优惠开立的定期存款于续期时,将根据本行不时公布的最新利率而厘定。
  5. 上表所示之特惠存款年利率为2022年6月22日本行公布之定期存款年利率,并仅供参考。年利率或会因应当时市场情况而有所更改。定期存款会因货币、存款期、存款金额和客户类别而有不同的特惠年利率。本行将于客户开立定期存款时确定最终适用的特惠年利率。
  6. 并非本条款及细则任何一方的任何人士或实体,将不会拥有于合约(第三者权利)条例(第623章)下强制执行本条款及细则任何部分的权利。
  7. 本行有权随时修改优惠及/或本条款及细则,或终止优惠,而不作另行通知。
  8. 如有任何争议,本行保留最终决定权。
  9. 中英文版本如有任何歧义,概以英文版本为准。

基金特别推广优惠优惠条款及细则:

  1. 推广期:2022年4月1日至2022年6月30日(包括首尾两天)
  2. 推广期内,中国工商银行(亚洲)有限公司(「本行」)客户以整额方式认购等值港币10,000元或以上的基金,可享1%基金认购费优惠,优惠次数不限。
  3. 优惠适用于网上银行、手机银行及分行进行的基金交易。
  4. 优惠不适用于基金转换和基金月供计划之认购交易。
  5. 若交易货币并非为港元,本行将以本行指定汇率计算认购金额。
  6. 本行保留随时酌情更改本条款及细则及/或终止本推广而毋须事先通知客户之权利。
  7. 如有任何争议,本行保留最终及不可推翻决定权。
  8. 如本条款及细则之中、英版有任何歧异,一概以英文为准。
  9. 并非本条款及细则任何一方的人士或实体,将不会拥有于合约(第三者权利),条例(第623 章)下强制执行本条款及细则任何部分的权利。

风险披露
投资涉及风险,基金价格有时可能会非常波动,基金价格可升可跌,甚至变成毫无价值。买卖基金未必一定能够赚取利润,反而可能会招致损失。投资于非本土货币结算的基金或会受到汇率波动的影响,可能会导致本金出现亏损。任何基金的过去表现并不一定可作为将来表现的指引。

外汇买卖风险披露
货币兑换风险 –外币的价值须承受因汇率波动而产生的风险。倘若您选择将外币兑换为其他货币时的汇率较当初兑换外币时的汇率为差,则可能会因而蒙受本金损失。

有关人民币的风险
人民币是目前受限制的货币。由于受中华人民共和国政府的管制,兑换或使用人民币必须受到外汇管制和/或限制的影响,所以无法保证人民币不会发生干扰转让、兑换或流动性的情况。因此,阁下可能无法将人民币转换成其他可自由兑换的货币。

重要声明
以上风险披露声明不能披露所有涉及的风险,如欲索取完整之风险披露声明,可向本行各分行查询。投资前应先阅读有关产品发售文件、财务报表及相关的风险声明,并应就本身的财务状况及需要、投资目标及经验,详细考虑并决定该投资是否切合本身特定的投资需要及承受风险的能力。您应于进行任何交易或投资前寻求独立的财务及专业意见,方可作出有关投资决定。此宣传文件所载资料并非亦不应被视为投资建议,亦不构成招揽任何人投资于本文所述之任何产品。此宣传文件由中国工商银行(亚洲)有限公司(「本行」)刊发,内容未经香港证券及期货事务监察委员会审阅。 本行是为基金公司分销基金产品,而有关基金产品是基金公司而非本行的产品;对于本行与客户之间因销售过程或处理有关交易而产生的合资格争议(定义见金融纠纷调解计划的金融纠纷调解的中心职权范围),本行须与客户进行金融纠纷调解计划程序;然而,对于有关基金产品的合约条款的任何争议应由基金公司与客户直接解决。

「工银亚洲」或「本行」乃中国工商银行(亚洲)有限公司之简称

基金認購費劃一1%及網上定期存款優惠(延長至6月30日)

同心抗疫 安坐家中
工銀亞洲與您攜手共抗疫情

疫情仍然持續,工銀亞洲為方便客戶可繼續安坐家中,同心抗疫,特別延長存款及基金認購費劃一1%優惠推廣至6月30日。推廣期內,客戶透過網上銀行或手機銀行開立 12個月港幣定期存款,可享特惠年利率高達2.45%,12個月美元定期存款更可享特惠年利率高達2.60%!此外,客戶經任何渠道認購等值港幣10,000元或以上基金,即享劃一1%基金認購費優惠,優惠次數不限!

1.網上定期存款優惠

推廣期:即日起至2022年9月30日(包括首尾兩天)

客戶於推廣期內透過網上銀行/手機銀行開立1個月/2個月/3個月/6個月/12個月港幣/美元/人民幣/澳元/加元/紐元/英鎊定期存款,可享特惠年利率優惠如下:

貨幣定期存款金額1個月2個月3個月6個月12個月
港幣50,000元至800,000元以下0.30%0.55%1.15%1.85%2.35%
800,000元至3,000,000元以下0.35%0.60%1.20%1.90%2.40%
3,000,000元或以上0.35%0.65%1.25%1.95%2.45%
美元15,000元至100,000元以下0.80%0.90%1.75%2.00%2.45%
100,000元至1,000,000元以下0.90%1.00%1.80%2.05%2.55%
1,000,000元或以上1.00%1.10%1.85%2.10%2.60%
人民幣100,000元至500,000元以下1.65%1.80%2.30%2.30%2.35%
500,000元或以上1.70%1.95%2.35%2.35%2.40%
澳元15,000元或以上0.10%0.20%0.50%1.00%1.40%
加元15,000元或以上0.50%0.65%0.80%1.10%1.50%
紐元15,000元或以上0.70%0.80%1.30%1.60%2.20%
英鎊10,000元或以上0.30%0.40%0.60%0.90%1.20%

* *上述特惠存款年利率為2022年6月22日本行公布之定期存款年利率並僅供參考。年利率或會因應當時市場情況而有所更改。定期存款會因貨幣、存款期、存款金額和客戶類別而有不同的特惠年利率。本行將於客戶開立定期存款時確定最終適用的特惠年利率。

2.基金特別推廣優惠

推廣期:2022年4月1日至2022年6月30日(包括首尾兩天)

推廣期內,客戶透過工銀亞洲網上銀行、手機銀行及分行以整額方式認購等值港幣10,000元或以上的基金,即享劃一1%基金認購費優惠,優惠次數不限

提示:數碼KEY 睇緊啲,撳LINK前要三思!借戶口畀人有錢賺?小心洗黑錢陷阱!投資涉及風險,優惠受條款及細則約束。

「工銀亞洲」或「本行」乃中國工商銀行(亞洲)有限公司之簡稱。

網上定期存款優惠條款及細則:

  1. 推廣期(「推廣期」)為即日起至2022年9月30日(包括首尾兩天)。
  2. 優惠只適用於中國工商銀行(亞洲)有限公司(「本行」/「工銀亞洲」)零售銀行個人客戶及透過網上銀行/手機銀行敘造1個月/2個月/3個月/6個月/12個月的港元/美元/人民幣/澳元/加元/紐元/英鎊定期存款。此優惠不適用於本行員工。
  3. 推廣期內,客戶須持有綜合/e時代/理財金賬戶,並透過網上銀行/手機銀行於辦公時間內即時(星期一至星期五(香港公眾假期除外),香港時間上午9時至下午6時正,不包括預約、自動續存交易)以上表所述的特定金額開立港元/美元/人民幣/澳元/加元/紐元/英鎊定期存款,才能享受優惠,否則本行只會給予當時掛牌利率及客戶適用的賬戶年利率。
  4. 推廣期內根據本優惠開立的定期存款於續期時,將根據本行不時公布的最新利率而厘定。
  5. 上表所示之特惠存款年利率為2022年6月22日本行公布之定期存款年利率,並僅供參考。年利率或會因應當時市場情況而有所更改。定期存款會因貨幣、存款期、存款金額和客戶類別而有不同的特惠年利率。本行將於客戶開立定期存款時確定最終適用的特惠年利率。
  6. 並非本條款及細則任何一方的任何人士或實體,將不會擁有於合約(第三者權利)條例(第623章)下強制執行本條款及細則任何部分的權利。
  7. 本行有權隨時修改優惠及/或本條款及細則,或終止優惠,而不作另行通知。
  8. 如有任何爭議,本行保留最終決定權。
  9. 中英文版本如有任何歧義,概以英文版本為准。

基金特別推廣優惠優惠條款及細則:

  1. 推廣期:2022年4月1日至2022年6月30日(包括首尾兩天)
  2. 推廣期內,中國工商銀行(亞洲)有限公司(「本行」)客戶以整額方式認購等值港幣10,000元或以上的基金,可享1%基金認購費優惠,優惠次數不限。
  3. 優惠適用於網上銀行、手機銀行及分行進行的基金交易。
  4. 優惠不適用於基金轉換和基金月供計劃之認購交易。
  5. 若交易貨幣並非為港元,本行將以本行指定匯率計算認購金額。
  6. 本行保留隨時酌情更改本條款及細則及/或終止本推廣而毋須事先通知客戶之權利。
  7. 如有任何爭議,本行保留最終及不可推翻決定權。
  8. 如本條款及細則之中、英版有任何歧異,一概以英文為準。
  9. 並非本條款及細則任何一方的人士或實體,將不會擁有於合約(第三者權利),條例(第623 章)下強制執行本條款及細則任何部分的權利。

風險披露
投資涉及風險,基金價格有時可能會非常波動,基金價格可升可跌,甚至變成毫無價值。買賣基金未必一定能夠賺取利潤,反而可能會招致損失。投資於非本土貨幣結算的基金或會受到匯率波動的影響,可能會導致本金出現虧損。任何基金的過去表現並不一定可作為將來表現的指引。

外匯買賣風險披露
貨幣兌換風險 –外幣的價值須承受因匯率波動而產生的風險。倘若您選擇將外幣兌換為其他貨幣時的匯率較當初兌換外幣時的匯率為差,則可能會因而蒙受本金損失。

有關人民幣的風險
人民幣是目前受限制的貨幣。由於受中華人民共和國政府的管制,兌換或使用人民幣必須受到外匯管制和/或限制的影響,所以無法保證人民幣不會發生幹擾轉讓、兌換或流動性的情況。因此,閣下可能無法將人民幣轉換成其他可自由兌換的貨幣。

重要聲明
以上風險披露聲明不能披露所有涉及的風險,如欲索取完整之風險披露聲明,可向本行各分行查詢。投資前應先閱讀有關產品發售文件、財務報表及相關的風險聲明,並應就本身的財務狀況及需要、投資目標及經驗,詳細考慮並決定該投資是否切合本身特定的投資需要及承受風險的能力。您應於進行任何交易或投資前尋求獨立的財務及專業意見,方可作出有關投資決定。此宣傳文件所載資料並非亦不應被視為投資建議,亦不構成招攬任何人投資于本文所述之任何產品。此宣傳文件由中國工商銀行(亞洲)有限公司(「本行」)刊發,內容未經香港證券及期貨事務監察委員會審閱。 本行是為基金公司分銷基金產品,而有關基金產品是基金公司而非本行的產品;對於本行與客戶之間因銷售過程或處理有關交易而產生的合資格爭議(定義見金融糾紛調解計劃的金融糾紛調解的中心職權範圍),本行須與客戶進行金融糾紛調解計劃程序;然而,對於有關基金產品的合約條款的任何爭議應由基金公司與客戶直接解決。

「工銀亞洲」或「本行」乃中國工商銀行(亞洲)有限公司之簡稱

Investment Fund Standard Subscription Fee Rate at 1% and Online Time Deposit Promotion
(Offers extend till 30 June)

Together We Confront Epidemic
ICBC (Asia) invite you to stay home and prevent novel coronavirus

In midst of the current epidemic, ICBC (Asia) invite you to stay home and prevent novel coronavirus. At this critical period, we extend our special offers of Investment Fund Standard Subscription Fee Rate at 1% and Time Deposit until 30th June, enabling you and your family to continue stay home and enjoy our service.During the Promotion Period, customers who set up 12-month HKD Time Deposit through internet banking and mobile banking can enjoy Preferential Interest Rate as high as 2.45%, 12-month USD Time Deposit Preferential Interest Rate as high as 2.60%! Customers who subscribe investment fund in lump-sum with HK$10,000 or above (or its equivalent) through internet banking and mobile banking may enjoy a a standard fee rate of 1% on fund subscription. There is no limitation in number of trades.

Promotion Period: From now to 30 September 2022 (both dates inclusive)

Customers who set up 1-month/2-month/3-month/6-month/12-month HKD/USD/CNY/AUD/CAD/NZD/GBP Time Deposit through internet/mobile banking can enjoy Preferential Interest Rate! The Preferential Interest Rates (p.a.) are shown in the table below:

CurrencyTime Deposit Amount1-month2-month3-month6-month12-month
HKD50,000 to below 800,0000.30%0.55%1.15%1.85%2.35%
800,000 to below 3,000,0000.35%0.60%1.20%1.90%2.40%
3,000,000 or above0.35%0.65%1.25%1.95%2.45%
USD15,000 to below 1,000,0000.80%0.90%1.75%2.00%2.45%
100,000 to below 1,000,0000.90%1.00%1.80%2.05%2.55%
1,000,000 or above1.00%1.10%1.85%2.10%2.60%
CNY100,000 to below 500,0001.65%1.80%2.30%2.30%2.35%
500,000 or above1.70%1.95%2.35%2.35%2.40%

*The above preferential interest rate is based on the interest rate announced by the Bank as of 22 June 2022 and is for reference only.They are not guaranteed and are subject to revision based on prevailing market conditions. Deposits in different currencies, tenors, amounts and customer types will have different preferential time deposit interest rates. The Bank will confirm and advise you the final applicable interest rate at the time when the time deposit is placed.

Investment Fund Standard Subscription Fee Rate at 1%

Promotion Period: 1 April 2022 to 30 June 2022 (Both dates inclusive)

During the Promotion Period, customers who subscribe investment fund in lump-sum with HK$10,000 or above (or its equivalent) through internet banking, mobile banking and branches may enjoy a standard fee rate of 1% on fund subscription. There is no limitation in number of trades.

Reminders:
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don't Lend/Sell Your Account!
Investment involves risk. Terms and conditions apply. For details, please visit any of the Bank’s branches or call the Customer Service Hotline on 218 95588.
“ICBC (Asia)” and “the Bank”refer to Industrial and Commercial Bank of China (Asia) Limited.

Online Time Deposit Promotion Terms and Conditions:

  1. The promotion period is from now to 30 September 2022 (both dates inclusive) (the “Promotion Period”).
  2. The Offer is applicable to the Personal Customer of Industrial and Commercial Bank of China (Asia) Limited (the “Bank” or “ICBC (Asia)”) who set up 1-month/2-month/3-month/6-month/12-month HKD/USD/RMB/AUD/CAD/NZD/GBP time deposit through internet/mobile banking. The Offer is not applicable to the staff of the Bank.
  3. During the Promotion Period, Customers who hold an Integrated / E-Age / Elite Club account and set up instant HKD/USD/CNY/AUD/CAD/NZD/GBP time deposit during the Office Hours (Monday to Friday (except Hong Kong public holidays), 9am to 6pm HK Time, not applicable for preset and automatic renewal placement) with specified amount as shown in the above table through internet/mobile banking can enjoy the Offer. Otherwise, the Bank will proceed to set up the time deposit in accordance with the Bank’s prevailing board rate and the applicable account interest rate of the customer (if applicable).
       
  4. The renewal interest rate for the time deposit set up under this Offer will be determined based on the latest interest rate announced by the Bank from time to time.
  5. The preferential interest rate as referred to the above table is based on the interest rates (p.a.) announced by the Bank as of 22 June 2022 and is for reference only. The interest rates maybe subject to revision as per prevailing market conditions. Deposits in different currencies, tenors, amounts and customer types will have different preferential time deposit interest rates. The Bank will confirm and advise you the final applicable interest rate at the time when the time deposit is placed.
  6. Any person or entity that is not a party to these Terms and Conditions shall have no rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623) to enforce any part of these Terms and Conditions.
  7. The Bank reserves the right to vary the Offer and/or these Terms and Conditions, or to terminate the Offer at its absolute discretion at any time without prior notice.
  8. In case of dispute, the decision of the Bank shall be final and conclusive.
  9. In case of any discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall apply and prevail.

Investment Fund Standard Subscription Fee Rate at 1% Terms and Conditions

  1. The promotion period is valid from 1 April 2022 to 30 June 2022 (both dates inclusive) (the “Promotion Period”).
       
  2. Any existing customers of Industrial and Commercial Bank of China (Asia) Limited (the “Bank”) who has performed a lump sum fund subscription with subscription amount equal to HKD 10,000 (or its equivalent) or above can enjoy 1% subscription fee offer. There is no limitation in number of trades.
  3. This offer is applicable to the fund subscription via the Bank’s internet banking, mobile banking and branches. 4.This offer is not applicable to fund switching and Fund Monthly Saving Plan subscription.
  4. If the transaction currency is not in Hong Kong Dollar, the subscription amount will be calculated based on the Bank’s predetermined exchange rate.
  5. The Bank reserves the right to amend these Terms and Conditions and/or terminate this promotion at its absolute discretion at any time without prior notice.
  6. In case of dispute, the decision of the Bank shall be final and conclusive.
  7. In case of discrepancy between the English and Chinese version of these Terms and Conditions, the English version shall apply and prevail.
  8. Any person or entity that is not a party to these Terms and Condition shall have no rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623) to enforce any part of these Terms and Conditions.

Risk Disclosure Statement
Investment involves risk and the prices of the investment products fluctuate, sometimes dramatically. The prices of the investment products may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling investment products. Past performance is no guide to its future performance.

Foreign Exchange Risk Disclosure:
Currency conversion risk - the value of your foreign currency will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to foreign currency, you may suffer loss in principal.

Risks relating to RMB
The Chinese Renminbi is currently a restricted currency. Due to the exchange controls and/or restrictions which may be imposed by the PRC government on the convertibility or utilization of RMB from time to time, there is no guarantee that disruption in the transferability, convertibility or liquidity of RMB will not occur. There is thus a likelihood that you may not be able to convert the Chinese Renminbi received into other freely convertible currencies.

Important Notice
The above risk disclosure statements cannot disclose all the risks involved. If you wish to obtain the comprehensive risk disclosure, please approach our branch staff for enquiries. Before making investment decision, you should thoroughly study the offering documents, financial reports and relevant risk disclosure statements issued by the issuer of the investment product(s). Further you should consider your own circumstances including financial position, investment experience and objective to ensure the investment is suitable for your particular investment needs and risk tolerance capacity. You should seek independent financial and professional advice before any trading or investment. This promotional material does not constitute an offer or solicitation for the purchase or sales of any investment products. This promotional material is issued by Industrial and Commercial Bank of China (Asia) Limited (the “Bank”) and the contents have not been reviewed by Securities and Futures Commission of Hong Kong. The Bank distributes the fund product for the fund houses and the fund product is a product of fund houses but not the Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the fund product should be resolved directly between the fund houses and the customer.

"ICBC (Asia)" or “The Bank” is the abbreviation of Industrial and Commercial Bank of China (Asia) Limited.

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