签账奖赏优惠

簽賬獎賞優惠

Reward Program

持卡人可选择ICBC卡签账奖赏计划,多签多赏。

积分奖赏

凭卡签账消费,1元即获1分,累积分数,可换取现金回赠、现金礼券及飞行里数*。
*兑换飞行里数须受有关航空公司订下之有关条款及细则所约束。如有任何争议,有关航空公司保留最终决定权。

现金回赠

每签港币或人民币1元,可获0.5%现金回赠。港币及人民币签账将合并计算,人民币账项以1:1 折算为港币。回赠金额将于每月计算,志入港币账户内,并于月结单上显示。签账愈多,奖赏愈多。

注︰积分奖赏及现金回赠不适用于现金透支、结余转户、信用卡现金兑换金额/税务及私人贷款金额/商户分期金额及其还款额、电子钱包增值/转账交易(包括但不限于Alipay、PayMe、Tap & Go及WeChat Pay)、捐款、购买赌场筹码、博彩交易、未经许可的签账、所有缴费类别(包括但不限于缴付信用卡费用、分期还款计划、各项财务收费、逾期手续费、所有账户服务费、以个人网上银行及自动柜员机缴付保险费用或公共事务费用、缴交税项、强积金供款等;或本行不时决定的交易类别。);亦不适用于中国内地超市购物、燃油、交通运输费用、购买物业、汽车、批发、支付医院费用及缴交学费等交易 (交易类别将根据VISA/ Master Card/ 银联国际不时界定之商户分类或由中国工商银行(亚洲)有限公司(「工银亚洲」)全权酌情决定);亦不适用于未志账/取消/退款/未经授权的交易。

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持卡人可選擇ICBC卡簽賬獎賞計劃,多簽多賞。

積分獎賞

憑卡簽賬消費,1元即獲1分,累積分數,可換取現金回贈、現金禮券及飛行里數*。
*兌換飛行里數須受有關航空公司訂下之有關條款及細則所約束。如有任何爭議,有關航空公司保留最終決定權。

現金回贈

每簽港幣或人民幣1元,可獲0.5%現金回贈。港幣及人民幣簽賬將合併計算,人民幣賬項以1:1 折算為港幣。回贈金額將於每月計算,誌入港幣賬戶內,並於月結單上顯示。簽賬愈多,獎賞愈多。

註:積分獎賞及現金回贈不適用於現金透支、結餘轉戶、信用卡現金兌換金額/稅務及私人貸款金額/商戶分期金額及其還款額、電子錢包增值/轉賬交易(包括但不限於Alipay、PayMe、Tap & Go及WeChat Pay)、捐款、購買賭場籌碼、博彩交易、未經許可的簽賬、所有繳費類別(包括但不限於繳付信用卡費用、分期還款計劃、各項財務收費、逾期手續費、所有賬戶服務費、以個人網上銀行及自動櫃員機繳付保險費用或公共事務費用、繳交稅項、強積金供款等;或本行不時決定的交易類別。);亦不適用於中國內地超市購物、燃油、交通運輸費用、購買物業、汽車、批發、支付醫院費用及繳交學費等交易 (交易類別將根據VISA/ Master Card/ 銀聯國際不時界定之商戶分類或由中國工商銀行(亞洲)有限公司(「工銀亞洲」)全權酌情決定);亦不適用於未誌賬/取消/退款/未經授權的交易。

按此下載積分獎賞優惠詳情

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Cardholders can choose your own rewards from ICBC Credit Card Rewards Program.

Bonus Point

For every HKD/RMB 1 spent with your ICBC Credit Card, you will receive 1 point. Accumulated bonus points can be redeemed for cash rebate, cash coupons and mileage*.
*The mileage redemption is all subject to airline company respective terms and conditions. In case of any dispute, the decision of the Airline Company shall be final.

Cash Rebate

Cardholder can choose cash rebate as their spending rewards. Every dollar (HKD or RMB) spends with the card will entitle 0.5% cash rebate. HKD & RMB spending will be combined for accumulated transactions amount calculation; RMB¥1 spending will be calculated as HKD$1. Rebate amount will be calculated on a monthly basis, it will be credited to the HKD account and shown on the statement.

Note: Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. Or other categories as we may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa,MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

Click to Download the Bonus Point Offer Details

Reminder:To borrow or not to borrow ? Borrow only if you can repay !

 

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