We understand that everyone has different financial and investment needs. If you are looking for a stable return, our Planned Savings can help you to achieve your goals.
Two interest rate options for selection
You may choose either fixed interest rate which will not be changed throughout the deposit period, or floating interest rate which will be varied according to the change of savings account interest rate.
Flexible arrangement to meet your needs
Choice of a range of deposit periods from 6-month, 12-month, 18-month, 24-month, 36-month to 60-month. Different deposit periods are offered to fit your plan.
Low deposit amount and flexible payment
The minimum deposit amount is as low as HK$800. You can make your deposit instalments via autopay by either debiting your account at ICBC (Asia) or any other bank account. In addition, you can enjoy one day grace period each month, which give you extra flexibility in managing your finance.
Consolidated statement at a glance
You will receive a deposit receipt upon opening a new deposit. In addition, you will receive a consolidated statement that shows all the transaction activities as well as the account balance of your account.
Different channels to manage your account
Access your account conveniently through different channels, including:
Personal Internet Baning
Withdraw your deposit and interest easily
On maturity, you can withdraw your deposit and interest either by transferring the funds to your other ICBC (Asia) account or withdrawing at our counter. It’s so simple.