亲子户口

親子戶口

My Child Savings

培养储蓄习惯   计划美好将来

给子女最好的!今天,为孩子开立工银亚洲亲子户口,正好让他们从小开始,养成良好的储蓄习惯;同时透过我们的一系列理财及保险服务,让您为子子女计划更美好的将来!

亲子户口

  • 开户金额仅为港币100元

  • 豁免低结余手续费

  • 以低至每月保费港币10元,为您的子女提供人身意外及医疗保障

  • 客户可获发设计独特的专用存折

注:父母或监护人可为年龄18岁以下之子女开立亲子户口。

亲子户口儿童保障计划优惠

成为我们的亲子户口客户,您可以优惠保费为您的子女提供人身意外及医疗保障,使您及家人可安枕无忧。

  • 保障共分A及B计划,每项计划之保费只需每月港币10元,您可按需要为子女挑选合适的保障,而每项计划均可单独或一并投保

  • 子女毋须进行体格检查

  • 可透过本行的储蓄或来往户口以自动转账形式缴付保费,方便快捷

  • 可直接透过本行各分行申请投保

计划A : 全球2 4小时人身意外及医疗保障

此计划提供现金赔偿,赔偿金额最高可达港币250,000元。有关因意外而引致的医疗费用,均可获得赔偿;每次伤患的医疗费用赔偿上限为港币4,000元 。

计划B : 全球住院现金保障

无论于何时何地,当受保人意外受伤或因疾病而须入院治理,可获每天港币250元的住院现金赔偿(最长达730天)。如受保人需接受深切治疗,可额外获得每天港币250元的赔偿(最长可达30天)。

注:

1. 亲子户口儿童保障计划的保单持有人之年龄必须为18岁或以上,而受保人必须持有有效之亲子户口。
2. 有关的保障计划由美亚保险有限公司提供。以上资料仅供参考,有关保险的详尽条款、细则及不保事项,将以保单为准。 
3. 工银亚洲并不是美亚保险有限公司之授权保险代理商,此亲子户口儿童保障计划是由美亚保险有限公司全权负责,工银亚洲只提供协助办理。所有个案申请或赔偿皆由美亚保险有限公司最终审批及决定。

其它理财产品

您亦可透过本行其它的理财产品,更灵活地计划及处理子女的理财需要。

  • 零存整付储蓄计划

  • 基金/股票投资储蓄计划

  • 子女培育计划

  • 其它人寿、医疗、人身意外保险计划等

请即行动,让我们与你一起计划您子女的将来!

风险声明:投资涉及风险,证券及基金价格有时会大幅波动,证券及基金价格可升亦可跌,更可变得毫无价值,买卖证券及基金均可带来亏损及盈利。投资者在决定是否投资于有关股份及基金之前先阅读有关招股章程,并应就本身的财务、其它状况及需要,详细考虑并决定投资有关股份及基金是否切合本身特定的投资需要。若有需要更应咨询独立之法律、财务及其它专业意见,方可作出有关投资决定。此宣传单张不应被视为亦不构成本行向任何人士推介有关股份/基金,或邀请或唆使任何人士去取得、购买或认购有关股份/基金,或构成任何要约的任何投资损失负责。

培養儲蓄習慣   計劃美好將來

給子女最好的!今天,為孩子開立工銀亞洲親子戶口,正好讓他們從小開始,養成良好的儲蓄習慣;同時透過我們的一系列理財及保險服務,讓您為子女計劃更美好的將來!

親子戶口

  • 開戶金額僅為港幣100元

  • 豁免低結餘手續費

  • 以低至每月保費港幣10元,為您的子女提供人身意外及醫療保障

  • 客戶可獲發設計獨特的專用存摺

註:父母或監護人可為年齡18歲以下之子女開立親子戶口。

親子戶口兒童保障計劃優惠

成為我們的親子戶口客戶,您可以優惠保費為您的子女提供人身意外及醫療保障,使您及家人可安枕無憂。

  • 保障共分A及B計劃,每項計劃之保費只需每月港幣10元,您可按需要為子女挑選合適的保障,而每項計劃均可單獨或一併投保

  • 子女毋須進行體格檢查

  • 可透過本行的儲蓄或來往戶口以自動轉賬形式繳付保費,方便快捷

  • 可直接透過本行各分行申請投保

計劃A : 全球24小時人身意外及醫療保障

此計劃提供現金賠償,賠償金額最高可達港幣250,000元。有關因意外而引致的醫療費用,均可獲得賠償;每次傷患的醫療費用賠償上限為港幣4,000元 。

計劃B : 全球住院現金保障

無論於何時何地,當受保人意外受傷或因疾病而須入院治理,可獲每天港幣250元的住院現金賠償(最長達730天)。如受保人需接受深切治療,可額外獲得每天港幣250元的賠償(最長可達30天)。

註:

1. 親子戶口兒童保障計劃的保單持有人之年齡必須為18歲或以上,而受保人必須持有有效之親子戶口。
2. 有關的保障計劃由美亞保險有限公司提供。以上資料僅供參考,有關保險的詳盡條款、細則及不保事項,將以保單為準。 
3. 工銀亞洲並不是美亞保險有限公司之授權保險代理商,此親子戶口兒童保障計劃是由美亞保險有限公司全權負責,工銀亞洲只提供協助辦理。所有個案申請或賠償皆由美亞保險有限公司最終審批及決定。

其他理財產品

您亦可透過本行其他的理財產品,更靈活地計劃及處理子女的理財需要。

  • 零存整付儲蓄計劃

  • 基金/股票投資儲蓄計劃

  • 子女培育計劃

  • 其他人壽、醫療、人身意外保險計劃等

請即行動,讓我們與你一起計劃您子女的將來!

風險聲明:投資涉及風險,證券及基金價格有時會大幅波動,證券及基金價格可升亦可跌,更可變得毫無價值,買賣證券及基金均可帶來虧損及盈利。投資者在決定是否投資於有關股份及基金之前先閱讀有關招股章程,並應就本身的財務、其他狀況及需要,詳細考慮並決定投資有關股份及基金是否切合本身特定的投資需要。若有需要更應諮詢獨立之法律、財務及其他專業意見,方可作出有關投資決定。此宣傳單張不應被視為亦不構成本行向任何人士推介有關股份/基金,或邀請或唆使任何人士去取得、購買或認購有關股份/基金,或構成任何要約的任何投資損失負責。

Plan ahead for your children’s bright future

Every child deserves the best in life. ICBC (Asia) provides you with "My Child" Savings Account to assist you to cultivate your children’s saving habit in early childhood. What’s more, through an array of our financial and insurance services, you can plan for your children’s fruitful future!

"My Child" Savings Account

  • Minimum amount for account opening is just HK$100

  • No low balance service charge

  • Monthly premium as low as HK$10 for enrolling in a comprehensive protection for your child against accident and illness

  • Receive a unique passbook

Remark: Parents can open My Child Savings Accounts for their children who are below 18.

Special Offer for "My Child" Savings Account Insurance Program

"My Child" Savings Account customers can enroll in the "My Child" Savings Account Insurance Program to enjoy the comprehensive protection for your children against accident and illness at a special premium.

  • 2 plans (A & B) are provided for you to choose. The monthly premium is just HK$10 for individual plan. You can choose one or both according to your child’s needs.

  • No medical examination is required.

  • Premium will automatically be deducted from your ICBC (Asia) savings or current account to provide you with a hassle-free payment service.

  • Simply fill out the application form at our branches for enrolment.

Plan A. 24 Hours a Day, Worldwide Accident and Accidental Medical Expenses Protection

This plan provides maximum indemnity up to HK$250,000. The maximum amount of HK$4,000 will be reimbursed for medical expenses, whether in-patient or out patient, sustained through an accident.

Plan B. Worldwide Hospitalization Cash Protection

It indemnifies the insured daily for hospital confinement with cash HKD250 per day (up to 730 days) due to accident or illness which occurred anytime and anywhere. This cash income will be doubled if such confinement is in an intensive care unit (up to 30 days).

Remark:

1. Policyholder of the My Child Savings Account Insurance Program should be the accountholder of the My Child Savings Account and at age 18 or above.
2. The insurance program is provided and underwritten by American International Underwriters, Limited. The above information is for reference only. For the exact terms, conditions and exclusions, please refer to the policy.
3. ICBC (Asia) is not an authorized insurance agent of American International Underwriters, Limited and only provides assistance for accountholders in the application process. American International Underwriters, Limited is fully responsible for the products offered and related insurance services. All applications and insurance claims will be determined and approved by American International Underwriters, Limited at its absolute discretion.

Other wealth management products

Through our all-round financial services, we can assist you to plan and manage your child’s financial needs.

  • Planned Savings

  • Investment Savings Plan for funds/ stocks

  • Children’s Education Plan

  • Other life, medical, personal accident insurance, etc

Please act now, we are here with you to plan for your children's future!

Risk disclosure: Investment involves risk and the price of securities and investment funds fluctuate. The prices of securities and funds may move up or down, sometimes dramatically, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling investment. The individual prospectus and explanatory memorandum of each fund offered to investors set out clearly the terms of that particular fund and should always be read before investing. Customer shall seek independent professional advice on legal, financial and other issues in connection with the investment. This promotional leaflet is only designed for provision of marketing information and does not constitute an offer or solicitation or advice to buy or sell any security or fund, and shall not be responsible for nay loss, which you may suffer by using our securities/ investment funds services.

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